Which website allows you to obtain a free credit report?

The correct option, which is annualcreditreport.com, is the only website authorized by federal law to provide consumers with a free credit report from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. Under the Fair Credit Reporting Act, individuals are entitled to one free credit report per year from each of these agencies, and annualcreditreport.com is the official source to request these reports.

This site ensures that the process is secure and compliant with legal standards, giving consumers the ability to monitor their credit status independently. It's important for individuals to regularly check their credit reports for any inaccuracies that might affect their credit scores and overall financial health.

Other websites, while they may offer credit-related services, either do not provide a free report or could charge fees for additional features. Therefore, for anyone seeking a legitimate and free credit report, annualcreditreport.com is the thoroughly vetted choice.